Mbiyopay
Multi-Rail Fintech · Africa & Diaspora

Collect and pay anywhere in Africa, frictionless.

USD & EUR bank account, Payin & Payout API, payment links, virtual card, POS — all in one place.

  • DRC · CI · CM · KE · EU · US
  • Secure & KYC compliant
  • Fast transfers

As featured in

225 INFO
TechPression
Ocean's News
WeAreTech.Africa
Full range

Secure, reliable and fast for all your payments.

Eight services, one account. Pick what your business needs.

USD · EUR

Multi-currency Accounts

Open a virtual bank account in EUR, USD and NGN. Perfect for freelancers, creators, businesses and e-commerce.

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No website needed

Payment Links

Generate and share payment links to collect easily, without a website or terminal. Mobile Money, cards, crypto.

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Prepaid VISA

MbiyoPay Virtual Card

Shop online securely with our prepaid USD virtual cards.

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Payroll & Payouts

Bulk Payments

Automate salaries, bonuses, vendors, commissions and recurring services in one click.

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Shops & QR

POS (Payment Terminal)

Accept in-person payments in restaurants, shops, pharmacies, hotels, via mobile money or cards.

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120+ countries

International Payouts

Pay suppliers abroad (China, Dubai, Nigeria, Europe…) or send money to family in 120+ countries.

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Recurring

Scheduled Transfers

Plan daily, weekly or monthly transfers to manage your finances straight on mobile money.

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M-Pesa · Orange · Airtel

Mobile Payment

Receive payments via Mobile Money, with automatic conversion.

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Payment aggregation

One platform, many ways to get paid

Collect payments via Mobile Money, bank cards, QR Code POS, payment links or virtual card. Manage it all in one place, without complexity.

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Demo terminal
Demo
Amount to collect

50 000 CDF

Channel : Mobile Money

Transaction statusStep 1/3 · Push

Payment request sent to the phone…

Ref : TRX_83920_MBIYOFees: Included
International Visa Card

A VISA card for all your payment needs

Pay online securely with the MbiyoPay virtual Visa card. Top up via Mobile Money or crypto, it works on all international platforms.

Top up directly via Mobile Money (M-Pesa, Orange, Airtel) or Crypto
Works with Apple Pay, Google Pay, Facebook Ads, AWS, Netflix, Spotify
Flexible limits and 3D-Secure security with instant notifications
Top upTop up: Mobile Money · Crypto
MBIYOPAYPREPAID
VISA
3D SECURE

•••• •••• •••• 4289

CardholderMBIYO MEMBER
Expires12/28
CVV•••
Bank-grade protection & instant 24/7 freeze
Virtual Bank Accounts

Get an account in EUR, USD & NGN

Get an IBAN in your name or your company's name to receive international transfers and withdraw locally to mobile money.

Receive payments from international companies (Stripe, Upwork, Deel, Amazon)
Instant withdrawal straight to your Mobile Money accounts in Africa
Centralised multi-currency treasury with no monthly account fees
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Euro Account (SEPA IBAN)
DemoActive
Account holder
MbiyoPay Demo
IBAN / Number
BE68 5390 0754 7034
BIC / Routing
DEMOBEBB
Supported network
SEPA Instant & Standard
Available balance
1 250,00 €
MbiyoPay dashboard preview
Presence & Coverage

Available in several African countries and beyond

One account, many countries. Check availability in your country.

DR Congo

Available

Currencies: CDF / USD

Integrated payment methods & channels:

M-PesaAirtel MoneyOrange MoneyAfricell

Pick a region from the list or the globe:

And 120+ countries for remittance
Faites glisser pour tourner le globe · Données géographiques réelles
Support & FAQ

Frequently asked questions

Have questions? Here are answers to the most frequent requests about MbiyoPay, its services and how it works.

Download the MbiyoPay app, fill in your personal information, and validate your phone number. Sign-up is fast and free.

You can receive payments via Mobile Money, bank cards, QR Code, payment link and virtual card.

MbiyoPay is available in several African countries, including DRC, Cameroon, Ivory Coast and more. Check availability in your country directly on the app.

Once your account is validated, you can order your virtual Visa card, top it up via Mobile Money or crypto, and use it to pay online securely.

Withdrawals are usually processed within minutes to your Mobile Money, bank or crypto wallet, depending on the option chosen.
Open your account in 2 minutes

Ready to boost your business with MbiyoPay?

Create your free account and start receiving payments via Bank Account, Mobile Money, card, crypto, QR Code or link — wherever you are.

Create your account now
No commitment